pick the education loan that is right for you personally

Take advantage of these features—with any loan utilized for undergraduate or school that is graduate

No origination costs

No origination cost or prepayment penalty

Price discounts

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Be eligible for discounts with on-time payments and automobile debit

Multiple payment options

Select the payment choice that’s best for you personally

Speed discounts: get a 0.25 portion point interest decrease after making your first 12 principal that is on-time interest re payments. Plus, get an additional 0.25 portion point rate of interest decrease for signing up for and making payments that are monthly automated debit.

Undergraduate education loan

USC Credit Union Collegiate Preference ® Student Loan for Undergraduate Students

For bachelor’s and associate’s levels or perhaps a certificate at a degree-granting college

Variable or interest that is fixed Variable prices: 2.75% APR – 10.65% APR Fixed prices: 4.74% APR – 11.85% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re re payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: obtain a 0.25 portion point interest decrease for searching for and making monthly premiums by automated debit. Plus, get an extra 0.25 portion point rate of interest reduction after making very first 12 principal that is on-time interest re re payments.

Cosigner launch available: Apply to produce your cosigner through the loan once you graduate, make 12 on-time principal and interest re re payments, and satisfy particular credit needs.

Set your self up for success with Chegg Study ®: This exclusive, free advantage offers you 4 months of Chegg Study’s online assistance, thirty minutes of real time online tutoring through Chegg ® Tutors, and 4 months of proofreading and citation assistance with EasyBib® Plus.

Offered to students enrolled full-time, half-time, much less than half-time

Parent Loan

USC Credit Union Parent Solution Education Loan

For parents or any other creditworthy people who wish to just just take duty for funding their pupil’s undergraduate, graduate, or education that is certificate a degree-granting college

Adjustable or interest that is fixed Variable prices: 5.00% APR – 11.62% APR Fixed rates: 5.49% APR – 12.87% APR cheapest rates shown are the car debit discount

2 payment choices

  • Interest payment
  • Principal and interest payment

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for signing up for and making monthly obligations by automated debit. Plus, get one more 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest payments.

Set your student up for success with Chegg Study ®: Your student are certain to get 4 months of Chegg Study’s on the web assistance, thirty minutes of live online tutoring through Chegg Tutors, and 4 months of citation and proofreading assistance with EasyBib Plus.

Loans for graduate pupils

USC Credit Union Graduate Preference MBA Education Loan

Pay money for your online business college costs while you pursue your Masters of company Administration level

Adjustable or interest that is fixed Variable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown are the car debit discount

3 payment choices

  • Defer re payments until when you graduate
  • Pay interest that is monthly in school
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Rate discounts: get yourself a 0.25 portion point rate of interest decrease for signing up for and making monthly obligations by automated debit. Plus, get yet another 0.25 percentage point rate of interest decrease after making very first 12 principal that is on-time interest payments.

USC Credit Union Graduate Preference M.D. Education Loan

Pay money for your medical level costs in allopathic, general, osteopathic, podiatric, radiology, activities, and veterinary medication

Adjustable or fixed rate of interest Variable prices: 3.75% APR – 9.11% APR Fixed rates: 5.49% APR – 9.98% APR cheapest rates shown range from the automobile debit discount

3 payment choices

  • Defer re re payments until once you graduate
  • Spend monthly interest while in college
  • Pay $25 per thirty days whilst in college

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest reduction for signing up for and making payments that are monthly automated debit. Plus, get an extra 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re re re payments.

USC Credit Union Graduate Selection Dentistry Loan

Pay money for your dental level costs generally speaking dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Adjustable or interest that is fixed Adjustable rates: 3.75% APR – 9.11% APR Fixed rates: 5.50% APR – 9.99% APR cheapest rates shown range from the car debit discount

3 payment choices

  • Defer re re payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: obtain a 0.25 portion point rate of interest decrease for enrolling in and making payments that are monthly automated debit. Plus, get yet another 0.25 portion point rate of interest decrease after making very first 12 principal that is on-time interest re payments.

USC Credit Union Doctor Education Loan

Pay money for the health occupations level expenses in allied health, medical, pharmacy, as well as other health that is graduate-level

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR Lowest rates shown are the auto debit discount

3 payment choices

  • Defer re re payments until when you graduate
  • Spend monthly interest while in school
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified expenses

Rate discounts: Get a 0.25 portion point rate of interest decrease for enrolling in and making monthly premiums by automated debit. Plus, get an extra 0.25 portion point interest rate decrease after making very first 12 principal that is on-time interest re re re payments.

USC Credit Union Graduate Solution Law Class Loan

Pay money for your college and expenses that are associated you learn for the law level

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.16% APR Fixed prices: 5.50% APR – 9.99% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re payments until once you graduate
  • Spend monthly interest while in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: obtain a 0.25 portion point rate of interest decrease for signing up for and making monthly obligations by automated debit. Plus, get an extra 0.25 portion point interest decrease after making very first 12 on-time principal and interest re re re payments.

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