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FACT Lenders, such as the U.S. Department of Education or banking institutions, acquire your loan.
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MYTH Great Lakes controls my education loan rate of interest and earnings through the interest.
- For federal student education loans, the attention is set because of the degree Act as enacted and amended by Congress. Interest paid on federal loans either would go to the U.S. National (for Direct loans) or even the lender that is individualfor Federal Family Education Loans). Additionally, generally speaking, loan owners control any price reductions you might get for making use of a payment method that is electronic.
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MYTH I need to pay a cost to join up for Auto Pay, or make an application for loan consolidation or a repayment plan that is income-driven.
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If I can’t find a job after graduation MYTH I don’t have to pay back my student loan.
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